Dydd Sul 11 Rhagfyr 2022 / Sunday 11th December 2022

Oherwydd gwaith cynnal a chadw hanfodol, ni fydd ein porth taliadau ar-lein ar gael rhwng 6.00am a 10.00am ddydd Sul 11 Rhagfyr 2022. Ymddiheurwn am unrhyw anghyfleustra y gall hyn ei achosi.

Due to essential maintenance our online payments portal will be unavailable between 06:00am and 10:00am on Sunday 11th December 2022.  We apologise for any inconvenience this may cause.

Lifetime loans

These are lump sum loans available to support homeowners who fail the criteria for Owner Occupier Loans.

Who can apply?

The loans may be available to homeowners in the Caerphilly county borough who have failed the criteria for Owner Occupier Loans but are not eligible for other financial assistance schemes. 

The loans will be given for improvements to make homes safe, warm and secure and to address hazards identified within the housing health and safety rating system.

How much could I borrow?

Loans are available up to £25,000. 

A Lifetime Loan is a lump sum loan where any interest that may be payable is rolled up over the full term.  The loan is then repayable upon sale or disposal of the property.

How to apply

Due to matters relating to the pandemic, the Council has decided to temporarily suspend the taking of new enquiries for home repair grants. Please note that any emergency requests will still be considered. The situation will be reviewed regularly by housing management and the system will be reinstated at the earliest opportunity.

However interest free loans are available for both owner-occupiers and landlords in order to carry out repairs to your property. Should you wish to enquire about these please ring 01443 811378 or follow this link for the online enquiry form

Apply for a home improvement loan >

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